GDPR and Crypto Onboarding: Where Firms Are Exposed Without Realising It
Crypto firms spend significant time and resource building onboarding processes that satisfy the FCA. KYC checks, AML screening, appropriateness assessments, risk warnings, cooling-off periods — the regulatory requirements are well understood, and most firms have invested in meeting them. What far fewer firms have done is ask a separate but equally important question: is the […]
Consumer Duty in 2026: Can You Prove It’s Working?
Consumer Duty came into force in July 2023. Most firms spent the months before that deadline building implementation plans, updating policies, revising communications, and appointing a Consumer Duty Champion. That work was necessary. But it was only the beginning. The FCA’s supervisory focus has shifted. It is no longer asking whether firms implemented Consumer […]
Financial Promotions for Crypto
The Rules That Are Already Being Enforced Some firms are still treating crypto financial promotions as a regulatory work in progress. It isn’t. The rules have been in force since October 2023, the FCA has been enforcing them, and the pace of intervention is increasing. If your marketing hasn’t been reviewed against the regime, that […]