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Financial Compliance & FCA Regulatory Blogs
Stay updated with FCA guidance, Consumer Duty developments, SMF16 insights and UK regulatory compliance commentary from LHI Consulting blogs and insights.
Consumer Duty After Authorisation: What the FCA’s Ongoing Supervision Actually Looks Like
Getting authorised does not mean the FCA stops watching. For most firms, it means the FCA starts watching differently. Under AML registration, the FCA’s supervisory relationship with a firm was primarily focused on financial crime...
September Is On Its Way: Your Pre-Autumn Compliance Checklist
The FCA’s crypto authorisation window opens soon. If your firm is planning to submit an application — or is already operating in a way that requires authorisation – the time to have addressed the gaps...
One Promotion, Three Problems: When Financial Promotions, Consumer Duty and GDPR Collide
This series has covered financial promotions compliance, Consumer Duty obligations, and GDPR requirements across separate pieces – because each regime is substantial enough to warrant its own treatment. But the regimes do not operate in...
Section 21 Approvals for Crypto Promotions: What’s Changed and What It Means for Your Firm
When the FCA’s financial promotions regime for cryptoassets came into force in October 2023, firms that were not themselves authorised or registered needed a route to communicate financial promotions legally. The section 21 approval route...
GDPR and Direct Marketing: What a Defensible Consent Record Actually Looks Like
An earlier piece in this series covered the lawful basis framework for post-onboarding marketing – the distinction between consent and legitimate interests, what the soft opt-in permits, and why the two bases are not interchangeable....